22 Jan

3 easy ways to build a credit history

General

Posted by: Lorena Grigore

1. Get a Secured Credit Card. The fastest, cheapest and easiest way to establish a credit history is with a secured credit card. Since there’s no risk to the lender because you’ve put up the cash to cover your balance, secured cards are great for new borrowers or people trying to re-establish credit after a […]

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4 Jan

Quick Credit Repair Strategy to help you get back on your feet!

General

Posted by: Lorena Grigore

If you or someone you know has been through an emotional Bankruptcy in Canada, there is still a second chance to get back on your feet. After all, we are human and sometimes bad things can happen to good people. Get Discharged ASAP – The sooner you get discharged from your Bankruptcy, the sooner you […]

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23 Dec

How To Be Mortgage Free Within 10 years

General

Posted by: Lorena Grigore

Many people today are intent on paying off their mortgage as quickly as possible. While most mortgages are amortized over 25 years, below are tips to implement if you want to be mortgage free as quickly as possible. If you follow all the suggestions below, your mortgage can be gone a lot quicker than you […]

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19 Dec

Get Pre-Approved for a Mortgage

Mortgage Tips

Posted by: Lorena Grigore

Getting your mortgage pre-approved will let you know what kind of house you can afford. To get your mortgage pre-approved, you will need: your personal information, including identification such as your driver’s license; details on your job and proof of your salary; information about your bank accounts, financial assets, current loans and other debts; how […]

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